Instly
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What we do

The platform · Employee Benefits

Live

From policy to pocket. Without the admin.

Full-stack group insurance administration — policy issuance, digital wallet cards, AI claims triage. Built for insurers, HR teams and members.

Best for: Insurers and HR teams managing group schemes

800+ members live·Apple & Google Wallet approved·12× efficiency
POLICY•••• 4892 Apple Wallet⬡ Google Wallet800+ members

Employee Benefits

For a typical 100-person group, an insurer's operations team spends 6+ hours every month on manual admin. As the book grows, the headcount grows with it. The economics don't scale.

Employees carry a paper card — if they received one — have no idea what's covered, and call the insurer every time they need to submit a claim.

What changes.

BeforeAfter
6+ hours per group per month30 minutes
Manual PDF per member800 certificates in minutes
Paper cardsDigital wallet passes, always current
Claims in daysAI triage in seconds, one-click approval
HR calls for every queryAI assistant answers instantly

One platform. Three users.

Insurer staff

Policy issuance, endorsements, renewals and claims adjudication — with AI recommendations on every claim.

HR teams

Member onboarding, census management, benefit queries and renewal coordination — without the spreadsheets.

Members

Digital card in Apple or Google Wallet, policy information on demand, claims submitted in 60 seconds from a phone.

Four steps. Fully automated.

01

Policy issuance

Configure tiers, upload the census, activate the portal. Done in minutes, not days.

02

Member onboarding

800+ members onboarded automatically — certificates issued, wallet passes generated, portal access provisioned.

03

Daily operations

Members self-serve through the portal and AI assistant. HR handles exceptions. Insurer ops focuses on adjudication.

04

Claims triage

Every claim screened by AI. Recommended decision attached. One click to approve, decline or escalate.

Group insurance, finally scalable.

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